Sports Fees

• What is Sports Fees?
  Sports Fees can reimburse a traveler’s prepaid and non-refundable payments that are specific to sports and activities.

• What am I covered for?
  Included in Cancellation and Interruption coverage. Please note the following sports related exclusions under the policy:

  In addition to any applicable benefit-specific exclusions, the following exclusions apply to all losses and all benefits. Unless otherwise shown below, these exclusions apply to you, your traveling companion, family member, host at destination, business partner, pet and service animal. This policy does not cover any loss for, caused by or resulting from:

  i. Aviation or related activities, other than as a fare‐paying passenger on a scheduled or charter flight operated by a scheduled airline; skydiving or parachuting;

  j. Participation in or loss due to adventure activities unless the Adventure Sports Coverage is included with your plan or has been elected and consideration of premium has been paid (does not apply to Trip Cancellation,Travel Medical Expense, Emergency Evacuation and Repatriation of Remains, and Accidental Death andDismemberment coverages);

  k. Participation in or loss due to dangerous activities (does not apply to Trip Cancellation, Travel Medical Expense, Emergency Evacuation and Repatriation of Remains, and Accidental Death and Dismemberment coverages);

  l. Participation in or loss due to extreme activities unless the Extreme Activities Coverage is included with your plan or has been elected and consideration of premium has been paid (does not apply to Trip Cancellation,Travel Medical Expense, Emergency Evacuation and Repatriation of Remains, and Accidental Death andDismemberment coverages);

  m. Participation in or loss due to winter activities unless the Winter Activities Coverage is included with your plan or has been elected and consideration of premium has been paid (does not apply to Trip Cancellation, TravelMedical Expense, Emergency Evacuation and Repatriation of Remains, and Accidental Death and Dismemberment coverages);

  gg. Participation as a professional in athletics or sports.

  Adventure activities means leisure and non‐professional sports activities in:

  a. Snow skiing or snowboarding, except extreme skiing or extreme snowboarding;

  b. Mountain biking or mountain cycling;

  c. Mountain climbing below three thousand (3,000) meters;

  d. Ice fishing;

  e. Scuba diving for qualified divers up to a maximum depth of forty (40) meters or one hundred thirty (130) feet and for unqualified divers up to a maximum depth of twelve (12) meters or forty (40) feet;

  f. White or black water rafting (Grades one (1) – two (2));

  g. Water skiing;

  h. Kite surfing and wind surfing;

  i. Surfing;

  j. Hunting/Shooting;

  k. Sailing;

  l. Snowmobiling;

  m. Tobogganing or sledding;

  n. Or any activity materially similar to the above.