Sports & Activities

• What is Sports & Activities?
  The Sports & Activities benefit is designed to cover travelers who are participating in sports and adventurous activities, some of which may otherwise be excluded. Travelers can indicate the activities they will be participating in by selecting the Sports & Activities filter.

• What am I covered for?
  The policy certificate includes the following language:

  Coverages to which General Exclusions apply: The following exclusions apply to Trip Cancellation, Trip Interruption, Airline Ticket Change Fee, Missed Connection, Trip Delay and Repatriation of Remains.

  We will not pay for loss caused by or resulting from:

  7. Participating in bodily contact sports; skydiving; mountaineering where ropes or guides are normally used; hang gliding; parachuting; any race by horse, motor vehicle or motorcycle; bungee cord jumping; scuba diving, unless accompanied by a dive master where depth does not exceed one-hundred (100) feet; spelunking or caving; or rock climbing;

  8. Serving as a contractor for the military, participation in any military maneuver or training exercise, police service or military service;

  9. Participation as a professional athlete, participation in non-professional, organized amateur or interscholastic athletics or sports competitions or events;

  10. Piloting or learning to pilot or acting as a member of the crew of any aircraft;

  Coverages to which General Exclusions apply: The following exclusions apply to Accidental Death and Dismemberment, Emergency Accident and Emergency Sickness Medical Expense, and Emergency Medical Evacuation and Medically Necessary Repatriation.

  We will not pay for loss caused by or resulting from:

  9. Aviation, other than as a fare-paying passenger on a scheduled or charter flight operated by a scheduled airline;