Hurricane & Weather

• What is Hurricane & Weather?
  Hurricane and Weather can reimburse a traveler in the event they must cancel or interrupt their trip due to inclement weather.

• What am I covered for?
  TRIP CANCELLATION

  We will pay you up to the maximum amount shown in the schedule of benefits for loss(es) incurred by you or your traveling companion for a covered trip cancelled up to the date and time of departure due to any of the following unforeseen events:

  Weather

  a. Weather at the departure site which causes complete cessation of services of your common carrier for at least forty‐eight (48) consecutive hours and prevents you from reaching your destination.

  b. Your or your traveling companion’s destination being made uninhabitable or inaccessible by natural disaster; vandalism or burglary. Benefits are not payable if a hurricane is named on or before the effective date of your Trip Cancellation Coverage. Benefits are not payable if the natural disaster is foreseeable prior to your effective date. A hurricane or tropical storm is foreseeable on the date it becomes a named storm.

  c. Mandatory evacuation ordered by local authorities at your destination due to hurricane or other natural disaster for at least twenty‐four (24) consecutive hours preventing you from staying at your destination;

  d. Named hurricane causing cancellation of travel to your destination because it has become uninhabitable for the greater of: (1) four (4) days or (2) fifty percent (50%) of your covered trip length. We will only pay benefits for losses occurring within fourteen (14) calendar days after the named hurricane makes your destination accommodations uninhabitable. Benefits are not payable if a hurricane is named on or before the effective date of your Trip Cancellation coverage or less than fourteen (14) days after the effective date of your Trip Cancellation coverage.

  TRIP INTERRUPTION

  We will pay you up to the maximum amount shown in the schedule of benefits for loss(es) incurred by you or your traveling companion for a covered trip interrupted after the date and time of departure due to any of the following unforeseen events:

  Weather

  a. Your or your traveling companion’s primary residence being made uninhabitable by natural disaster; vandalism, or burglary. Coverage for a hurricane applies only if insurance was purchased prior to the storm being upgraded to a hurricane;

  b. Weather which causes complete cessation of services of your common carrier for at least forty‐eight (48) consecutive hours and prevents you from reaching your destination; or

  c. The destination is placed under a hurricane warning, as issued by the NOAA hurricane center, after the departure date.